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November 15, 2025The crypto market never stays still. Momentum shifts, trends rotate, and even long-trusted names can suddenly look tired. Ripple’s XRP is one example. It spent most of the month struggling to hold onto earlier gains, just as Digitap began attracting more attention with its presale push. Both projects still have their strengths, but investors looking for the best crypto to buy now are beginning to weigh fresh options with clearer stories.
Lately, that conversation keeps coming back to Remittix, and the rollout of its PayFi app is exactly why.
XRP Hesitates Around $2.29 As Traders Slow Down

Source: TradingView
XRP’s latest movement says one thing: the market is uncertain. After running close to $2.60 earlier in the month, the token has slipped back toward $2.29 and is mostly moving sideways. A few signals explain the hesitation. The MACD has crossed bearish, suggesting a declining pace, while the RSI sits in neutral territory. Nothing screams danger, but nothing screams urgency either.
XRP is still a key part of the global payments infrastructure. Traders who once hunted aggressive breakouts in Ripple are now waiting to see whether another spark emerges.
That pause has given Digitap room to step in.
Digitap Pushes Forward Where Ripple Stalls
Digitap’s rise this month comes down to one thing: execution. While Ripple continues to build through institutions and regulatory pressure, Digitap is rolling out a consumer-facing app that blends banking familiarity with crypto flexibility.
Its pitch is straightforward: one app that lets you hold both fiat and digital assets, move money instantly, and even spend globally with a Visa-linked card. Instead of building for banks first, Digitap is moving directly to everyday users, which is part of why some retail investors now see it as the best crypto to buy now among newer fintech tokens.
Digitap’s momentum doesn’t necessarily replace Ripple’s long-term role, but it signals what traders want today: real utility, not just promise.
Remittix (RTX): The PayFi Challenger With Actual Traction
While XRP fights for a breakout and Digitap leans on its presale hype, Remittix is taking a different route: real usage, real corridors, and a PayFi system that people are already testing.
The Remittix wallet allows users to send crypto directly into bank accounts across more than 30 countries, with fast conversions and reasonable FX spreads. This approach is resonating because it solves an everyday problem: moving money across borders without friction.
The numbers behind RTX are just as notable:
- $28M+ raised so far
- 684M tokens sold
- 30,000+ holders
- Ranked #1 on CertiK Skynet among pre-launch tokens
- Confirmed listings on BitMart and LBank, with another exchange in the pipeline
At around $0.1166, the token is still early relative to its stated market ambitions. Some analysts believe it has a wider runway than XRP because it serves a payments layer that grows faster: freelancers, SMEs, expatriates, and regular users who move funds frequently.
Where XRP focuses on institutional settlement, RTX aims for the everyday side of payments, where user adoption can spread much more quickly.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
Disclaimer:
This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry risk, including total loss of capital. Readers should conduct independent research and consult licensed advisors before making any financial decisions.
This publication is strictly informational and does not promote or solicit investment in any digital asset
All market analysis and token data are for informational purposes only and do not constitute financial advice. Readers should conduct independent research and consult licensed advisors before investing.
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