Dubai, UAE, February 22, 2026
MicroStrategy continues doubling down on Bitcoin, adding another 2,486 BTC to its balance sheet as the broader crypto market navigates a liquidity squeeze. At the same time, newer DeFi platforms like Mutuum Finance (MUTM) are drawing attention from thousands of users seeking alternative opportunities beyond traditional spot exposure.
MicroStrategy Expands Bitcoin Treasury Amid Market Dip
In the latest crypto news, MicroStrategy confirmed a $168.4 million Bitcoin purchase made between February 9 and February 16, 2026, at an average price near $67,710 per BTC. The company now holds over 717,000 BTC — more than 3% of the total circulating supply — reinforcing its long-term conviction despite price volatility.
While institutional capital continues to consolidate into Bitcoin, much of the altcoin market remains under pressure. On-chain data suggests a significant portion of alternative tokens are trading below long-term moving averages, reflecting weaker retail participation and reduced liquidity outside major assets.
Yet as Bitcoin consolidates between key levels, investor interest is also shifting toward early-stage infrastructure projects offering utility and yield mechanisms — including Mutuum Finance.
Mutuum Finance (MUTM) Attracts Thousands of Holders
Mutuum Finance has now surpassed 19,000 holders during its ongoing presale phase, raising over $20.6 million and selling more than 850 million tokens from the 1.82 billion allocated for distribution. With nearly half of the presale allocation already secured, the remaining supply at the current stage continues to tighten.
The project is currently in Phase 7, with MUTM priced at $0.04, following a structured progression that began at $0.01 in Phase 1. The confirmed launch price remains set at $0.06, meaning the token is still positioned below its intended public debut valuation.
Unlike many early-stage projects, Mutuum Finance has already launched its V1 protocol on the Sepolia testnet, giving users the ability to explore core lending and borrowing features in a simulated environment.
Since the announcement of the V1 protocol launch on testnet, presale participation has accelerated, with notable large transactions recorded. Two whale purchases, each exceeding $115,000, contributed nearly $250,000 in combined inflows shortly after the V1 rollout was confirmed.
V1 Protocol Features: Users Can Test Core Mechanics
The V1 protocol allows users to:
- Supply supported assets and receive mtTokens, which represent deposit positions
- Borrow against collateral in a structured overcollateralized framework
- Monitor health factor indicators to manage risk exposure
- Observe automated liquidation logic that maintains system stability
- Track real-time interest accrual via on-chain debt tokens
Because the protocol is live on testnet, users can try these features without deploying real capital. This early access has attracted thousands of visitors exploring how the lending and borrowing model functions ahead of mainnet deployment. By allowing hands-on interaction before full launch, Mutuum Finance is focusing on transparency and user familiarity.
Mutuum Finance is designed around yield generation through lending markets. For example, if a user supplies $15,000 worth of supported assets at an average APY of 10%, that could translate to approximately $1,500 in annual assuming stable rates. The user retains exposure to their underlying asset while earning yield.
When assets are supplied, mtTokens are minted. These tokens automatically accumulate yield over time and represent the user’s share of the liquidity pool.
What Are mtTokens?
mtTokens are interest-bearing tokens that represent a user’s supplied assets within the Mutuum Finance protocol. When a user deposits assets into a lending pool, the protocol mints mtTokens in return. These mtTokens act as a receipt and proof of deposit, showing the user’s share of the pool.
Mutuum Finance has outlined a buy-and-distribute mechanism, where a portion of protocol-generated revenue may be used to purchase MUTM tokens from the open market and redistribute them to eligible participants. This model is intended to create sustained token demand while rewarding long-term ecosystem involvement. This structure could support future dividend-style distributions tied to protocol activity.
Still Early in the Cycle
Mutuum Finance remains in its presale phase, with MUTM currently priced at $0.04, below the confirmed $0.06 launch price. The token initially launched at $0.01 in Phase 1, meaning the current phase still represents a discounted entry relative to its intended public debut.
With over 850 million tokens already sold and thousands of holders participating, the remaining presale allocation is limited.
As MicroStrategy continues accumulating Bitcoin and institutional capital consolidates into large-cap assets, emerging DeFi infrastructure like Mutuum Finance is attracting users looking for utility-driven models and mechanisms.
While broader markets attempt to stabilize, projects offering functional lending frameworks and early access to yield generation are increasingly drawing attention from crypto participants positioning for the next phase of the cycle.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Disclaimer:
This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry risk, including total loss of capital.
All market analysis and token data are for informational purposes only and do not constitute financial advice. Readers should conduct independent research and consult licensed advisors before investing.
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