Pagonet: Fintech Infrastructure to Empower European Expansion into Latin America

Entering Latin America presents significant operational and regulatory challenges for European companies. From navigating diverse payment methods to meeting complex local regulations, the region requires deep expertise and a flexible approach. At Pagonet, we have developed a fintech infrastructure that simplifies cross-border expansion by seamlessly integrating with local payment ecosystems, eliminating the need for costly and time-consuming legal or banking setups.

Founded in 2023 by a team with over 13 years of experience in financial technology, Pagonet combines cutting-edge technology with extensive regional knowledge. Our mission is to empower businesses to thrive in Latin America by providing an end-to-end payment platform that supports local currencies and payment methods tailored to each market’s unique consumer preferences, including bank transfers, digital wallets, and card networks.

Based in Panama, our platform connects clients to a carefully selected network of local payment providers across Latin America, enabling companies to attract and retain customers by offering familiar and convenient payment options. What sets us apart is our ability to manage the entire regulatory and operational process—from compliance checks and transaction traceability to international fund transfers via SWIFT—allowing our clients to focus on growth and customer engagement with confidence.

We understand that Latin America’s markets vary widely in cultural, economic, and legal terms. Our local partnerships and experienced team provide the agility and insights needed to adapt quickly to evolving regulations and market dynamics, helping clients mitigate risks and seize new opportunities.

At Pagonet, we envision a borderless financial world where businesses, regardless of origin, can access and serve new markets with ease. Through our innovative and scalable payment infrastructure, we connect millions of consumers with global enterprises, fostering inclusive digital commerce and sustainable growth.

For European fintechs and companies looking to establish a presence in Latin America, Pagonet offers a reliable, efficient, and secure payment solution designed to accelerate expansion from day one.

Partner with us to unlock the potential of Latin America’s dynamic markets and transform your international growth strategy.