
Arthur Hayes says an AI driven credit crisis could hammer Bitcoin below $60,000 before the Fed steps in. While the market panics, Pepeto’s presale at $0.000000184 with confirmed listing and working demos is quietly building the kind of opportunity that only shows up at market bottoms.
The warning that should have your attention
How many times have you watched a crash happen in slow motion and done nothing? BitMEX cofounder Arthur Hayes just published an essay called “This Is Fine” where he laid out a scenario that should worry anyone holding large cap crypto. Bitcoin crashed 52% from its October all time high of $126,000 to around $67,000. And the Nasdaq barely moved.
Hayes believes AI is about to displace 20% of America’s 72 million knowledge workers. That would trigger roughly $557 billion in consumer credit and mortgage defaults. And the Federal Reserve would be forced into the biggest money printing event in history. For Bitcoin, that’s eventually bullish. But the word “eventually” hides a lot of pain.
XRP holds steady but the real opportunity is somewhere else
XRP is sitting near $1.47 with sentiment at a five week high according to Santiment data. ETF inflows have crossed $1.23 billion cumulative. The XRPL just activated a Permissioned DEX for institutional trading. On paper, XRP looks strong.
But even in the best case scenario, XRP reaching $2.80 by year end is only a from here. That’s the updated Standard Chartered target after they slashed their forecast from $8. A is fine for a portfolio hedge. It’s not going to change anyone’s life.
Why smart investors are looking at presales right now
Every major crash in crypto history created a window where early stage projects handed enormous returns to people who bought while everyone else was selling.
That’s exactly where Pepeto sits today. From the moment a presale token starts building working infrastructure, it stops being speculation and becomes an ecosystem play. Pepeto already shipped a working demo of PepetoSwap with real users testing cross chain transfers. The bridge connects fragmented meme communities across different blockchains. And the exchange is designed to become the primary trading layer for the meme economy.
Over $7M raised tells you this isn’t noise. Created by a Pepe cofounder with dual audits from SolidProof and Coinsult, Pepeto carries more legitimacy than most projects that trade at a hundred times its current valuation.
The math is where it gets interesting. A $3,000 position at $0.000000184 stacks a massive token count. The 214% staking APY is a nice bonus on top, but don’t confuse the yield with the main play. The main play is what happens when opens trading and the full ecosystem launches into a recovering market.
SHIB hit a $40 billion market cap with no products, no audits, and no exchange partnerships confirmed before launch. Pepeto has all three. And it still has six zeros in the price. The presale is 70% filled with zero tax on every transaction. That combination of access, timing, and infrastructure is exactly what produced the original meme coin millionaires.
The difference between fear and opportunity
Hayes might be right about the crash coming. But the investors who made the biggest gains in 2020, 2021, and even late 2024 were the ones who bought when the Fear and Greed Index was flashing extreme fear. Right now it’s sitting near 12 out of 100.
The best crypto presale in 2026 isn’t the one everyone is talking about. It’s the one that’s quietly raising millions while the headlines scream panic. And that’s Pepeto at $0.000000184 before the crowd catches on.
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FAQs:
1. Why did Arthur Hayes warn about a Bitcoin crash below $60,000? Hayes believes AI driven job losses could trigger $557 billion in credit defaults, forcing banks to tighten lending and creating a deflationary shock that pushes Bitcoin lower before the Fed intervenes with aggressive money printing.
2. What makes Pepeto the best crypto presale in 2026? Pepeto has raised over $7M at $0.000000184, with working demo products including PepetoSwap and a cross chain bridge, dual audits from SolidProof and Coinsult, confirmed listing, and potential based on meme coin market cap comparisons.
3. Is it safe to invest during a crypto market crash? Market crashes historically create the best entry points for early stage projects. However, every investment carries risk. Only invest what you can afford to lose and research any project thoroughly before committing capital.
Disclaimer:
This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry risk, including total loss of capital. Readers should conduct independent research and consult licensed advisors before making any financial decisions.
This publication is strictly informational and does not promote or solicit investment in any digital asset
All market analysis and token data are for informational purposes only and do not constitute financial advice. Readers should conduct independent research and consult licensed advisors before investing.
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