Hunting for the best crypto to buy in October 2026 often ends at the same giant names. This week, a Swiss regulator made the biggest one easier to own. Three picks stand out: Pepeto, Hyperliquid and Stellar. HYPE just became the top holding of a $2.7 billion fund, yet it lost 13.5% this month. XLM sits about 80.6% below its 2018 record.
Fund approvals have started big runs before. After the US approved spot bitcoin funds in January 2024, bitcoin set a new record within two months. Pepeto, a staking meme coin still in presale, leads this list.
Switzerland Approves Its First Bitcoin ETF for Everyday Savers
Switzerland’s market watchdog, FINMA, approved the country’s first spot bitcoin ETF for retail buyers on October 20, The Block reported. An ETF is a fund that trades like a stock, so savers can own bitcoin through a normal bank account.
FINMA freed the fund from its usual spread rules, because bitcoin has traded for years at high volume, per finews. In 2021, it only allowed a crypto fund for wealthy buyers. No fee, ticker or launch date has been named yet, so the doors open slowly.
A Bitcoin Fund for Savers, and Three Picks Leading the October List
Pepeto: Stakers Earn 160% APY While Its Binance Listing Approaches
A bitcoin fund lets savers own a coin, but it pays them nothing while they hold. Pepeto rewards its holders for waiting. The cofounder of the original Pepe built it, and a former Binance expert works on its dev team. That closes the gap that sinks most new coins: a team nobody can check.
The products already run. PepetoSwap, a cross chain bridge and a security scanner are live today, so buyers can test real tools before they commit. The raise has now topped $11.2 million. The entry is still tiny, a small fraction of a cent. One token costs $0.0000001902 at this stage, and each new stage costs more. Staking then grows your pile while you wait for listing.
Today the staking rate reads 160% APY. It comes from a fixed reward pool and the amount staked, so it shifts daily and is never promised. If you lock for a set term, you keep the rate shown when you joined for that whole term. You claim the rewards on listing day. So the stack you hold on day one can be bigger than the stack you bought.
A $10,000 buy today gets about 52.6 billion tokens. Analysts project 100x once Binance lists Pepeto. If they are right, that stack reaches about $1 million, before any rewards. Treat that as a stretch goal with no guarantee.
Next to that, even a brand new Swiss bitcoin fund looks like a savings account. Pepeto is the best crypto pick this month for growth plus a reward for holding. Today’s price ends with this stage, and you can pay with ETH, USDT, BNB or a card.

Hyperliquid: A $2.7 Billion Fund Makes HYPE Its Largest Holding
HYPE trades at $81 on CoinMarketCap, down 0.32% over 24 hours. That is 19.5% under its $97.98 high from September 23. On October 19, Multicoin Capital named HYPE its largest hedge fund holding, 24/7 Wall St reported. Bets on its exchange nearly doubled in Q3 to $12.2 billion. Strong backing, but a $20 billion coin needs 24% just to see its record again.
Stellar: The Bell Upgrade Targets November 23
XLM trades at $0.182, a 2.79% daily gain, per CoinMarketCap. That is about 80.6% below its $0.9381 record from January 2018. Stellar set its Bell upgrade, Protocol 30, for a target launch on November 23, KuCoin News reported on October 21. It adds smart accounts for firms. Useful work, yet XLM needs about 5x to reach that old high, a climb measured in years.
Conclusion
Switzerland’s fund shows big money still flows to the biggest coin first, while HYPE and XLM need steady weeks to climb. For an early price and a reward for holding, Pepeto is the best crypto to buy in October 2026.
The cofounder has done this once. He built the original Pepe with no products, and it passed $11 billion in value. Pepeto carries a similar 420 trillion supply, and this time a working exchange sits behind it.
So a buyer here is betting on a pattern with a track record. Prices on the Pepeto official website rise when this stage ends. Today’s buyers hold the early price if that pattern repeats.
Click To Visit Pepeto official Website To Enter The Presale
FAQs
Is It Likely for Pepeto to Top the Best Crypto List This October?
Pepeto tops this October list for buyers who want an early price, with staking open and over $11.2 million raised. HYPE and XLM need slow climbs instead.
What Is Behind Pepeto’s Projected 100x?
The 100x call comes from analysts and is tied to Pepeto’s upcoming Binance listing, so nothing is promised. Every new stage listed on the Pepeto official website costs more than the last.
Disclaimer:
This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry risk, including total loss of capital.
All market analysis and token data are for informational purposes only and do not constitute financial advice. Readers should conduct independent research and consult licensed advisors before investing.
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